Coordinator: Dr. Francesc Prior

Financial inclusion refers to the access physical and legal persons have to a variety of useful and accessible financial products and services that meet their needs — such as payments and transfers, savings, insurance and loans — and which are provided in a responsible and sustainable way. This access to financial services facilitates daily life and helps people and companies to plan their resources both in the long and short term. The aim of IRAPP is to help to globalise the concept of financial inclusion and offer everyone who does not have access to it more efficient and equitable opportunities to manage their resources.